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Business banking for international companies

Get a USD bank account* in under 24 hours when your company is managed by Clara and formed within the last 3 months.

Trusted by leading companies, investors and lawyers around the world
Highlights

Welcome to a new era of business banking

Quick bank account opening

Eligible companies can open a USD bank account in under 24 hours when your company is managed by Clara.

FDIC insured

Bank accounts are offered by our partner bank, Column N.A., Member FDIC. Bank account deposits are insured by the FDIC.

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International mindset

Getting a bank account can be a huge challenge for businesses operating internationally. Clara Money has solved that problem by designing our account opening process with international companies in mind. 

No hidden fees

Say goodbye to surprise charges. Our transparent pricing means you always know what to expect, allowing you to transact with confidence.

Fast settlement

With your Clara Money bank account, you’ll have access to rapid and easy payments. Whether it’s receiving investment funds or paying vendors, account transactions happen quickly and seamlessly. 

24/7 banking

Bank when it’s convenient for you, not the other way around. With Clara Money, you can access your Clara Money bank accounts 24/7, whether you’re at the office or on the go. 

Pricing

Please contact us for pricing details related to Clara Money.

*subject to jurisdiction of incorporation

Competitive FX rates

Access great exchange rates for your international transactions.

No hidden fees

Transparency is our priority – move your money swiftly and without surprises.

Bank at your speed

100% digital onboarding

Say goodbye to endless paperwork. Clara Money offers a fully digital onboarding experience that gets you up and running quickly. Open your account, verify your details, and start banking – all online, without the traditional hassles. 

integrated-payments

Integrated payments

Send and receive payments effortlessly through wire transfers, including SWIFT transfers. 

Safe and secure

From multi-factor authentication to fraud detection and prevention, we use the latest technology to safeguard your funds. 

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Competitive FX rates

Maximize your global reach with our attractive foreign exchange rates. Whether you’re paying international suppliers or receiving payments from abroad, you can save money with favorable exchange rates and low fees.

Dedicated support

Clara Money’s dedicated team provides personalized support tailored to your business needs. Count on us for expert guidance and a seamless banking experience every step of the way. 

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User friendly design

Our intuitive and visually engaging dashboard gives you a clear view of your accounts and transactions. Stay in control with a platform that’s designed to make financial management simple and efficient. 

Why choose Clara Money?

Trust

Clara Money is built on trust. With transparent pricing, dedicated support, and a commitment to delivering on our promises, we’re your dependable business partner.

Security

Your security is our top priority. Clara protects your finances with encrypted transactions, multi-factor authentication, and advanced fraud detection for complete peace of mind.

Reliability

With 24/7 access, real-time notifications, and a platform designed for performance, you can rely on us to keep your business moving forward without disruption.

Wire money to 160 countries with ease

Fast global transfers at your fingertips

Get started with a business account in under 24 hours (if your company is managed by Clara and formed within the last 3 months) and send money hassle-free. 

FAQs

Frequently asked questions

How do I qualify for a Clara Money bank account? 

Your company must be incorporated in one of the following jurisdictions: UAE, The Cayman Islands, Singapore, Ireland, The United Kingdom, The Netherlands, Canada, The British Virgin Islands. The company cannot have any key stakeholders from sanctioned or restricted countries.

Where are my funds held?

Funds in Clara Money deposit accounts are held at Clara’s partner bank, Column N.A., Member FDIC. Clara does not hold customer funds.  Bank account deposits are insured by the FDIC up to $250,000 USD per depositor, in each insurable capacity in which the deposits are held. Clara is not an FDIC-insured institution and the FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.

Is Clara a bank?

Clara is a technology company, not a bank. Deposit accounts and banking services provided by Column N.A., Member FDIC.

Can I open an account with multiple currencies?

Currently, Clara Money only supports USD accounts.

Does Clara Money integrate with payment processors like Stripe?

Currently, there is no direct integration between Clara Money and Stripe or other payment
processors. However, proceeds from Stripe or other payment processors can be deposited in
your Clara Money account.

Is there a savings account available?

There is currently no savings account option.

Does Clara Money offer cards?

We currently do not offer any cards.

Funds that I have sent or was due to receive have not arrived. What shall I do?

Please contact money@clara.co and share all transaction details that you have, including sender
name and account number, recipient name and account number, amount, transaction date,
transaction reference number, wire details used (SWIFT, routing number, correspondent bank
details).

Are my deposits FDIC-insured?

Deposits in Clara Money deposit accounts at Column N.A., Member FDIC are insured by the FDIC up to $250,000 per depositor, in each insurable capacity in which the deposits are held. Clara is not an FDIC-insured institution and the FDIC’s deposit insurance  coverage only protects against the failure of an FDIC-insured depository institution. 

How long does it take to open a business bank account?

Subject to satisfying all eligibility criteria, clearing compliance approval and providing all required
information, if your company is managed by Clara and formed within the last 3 months, your
account will be opened within 24 hours. Otherwise, we will strive to open your account in a timely
manner.

How much does a Clara Money business account cost?

Please contact us for details of fees and charges related to a Clara Money business account.

Can I transfer my money outside of the US?

Yes, you can transfer funds internationally using SWIFT.

Can I add more than one user to my account?

You can add up to 5 users in total to your account.

What are the FX rates when sending foreign currencies?

The FX rates are based on available live market rates plus an additional fee. You will need to
check each time before you make a payment. The FX rate is displayed next to the amount you
propose to transfer before you make any payment.

What information do you require on new recipients and transactions?

We undertake compliance checks on recipients and transaction monitoring on transactions, in line
with applicable regulatory requirements.

What are you waiting for?

Ready to simplify your business banking?

* Clara Group Holdings Limited (“Clara”) is a technology company, not a bank. USD deposit accounts and banking services provided by Column N.A., Member FDIC (“Column”).


** Subject to account opening and eligibility requirements. Managed by Clara means companies who are clients of Clara affiliate Clara Formations Limited or Clara Formations (DIFC) Limited and have agreed to the Clara Platform Terms of Use (https://clara.co/platform-legal/). Clara Money bank accounts through Column not available in all jurisdictions, including some of those supported by Clara .


*** Deposits are insured up to $250,000 USD per depositor in each insurable capacity in which the deposits are held. Clara is not an FDIC-insured institution and the FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.

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